First, we listen! Instead of presenting pre-arranged sales speeches, we attempt to understand the needs and objectives of our clients by listening to them. 

The process continues with the opening of a brokerage account at an unaffiliated Broker Dealer under the client(s) name(s). At the same time, the client signs an Investment Advisory Agreement with us where all the principles of our relationship are explained in detail. This agreement can be canceled at any time by the client without penalty or any other limitations.

Once the account has been established and funded we initiate our portfolio construction process. Clients will have access to review their accounts at all times via the Custodian Internet Platform in addition to the monthly account statements, also prepared by the custodian.

Even though we are available for our clients on a daily basis, we prepare for them quarterly reports demonstrating the portfolio appraisal and performance during the period. Asset allocation is adjusted accordingly with market moves and changes in our clients own circumstances.